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Net & Gross Yield
Gross yield is the rental income as a percentage of the purchase price of a property.

Net yield is the income after all expenses have been deducted, including finance costs.

 
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Rivergum Place

 
 

Rivergum Place Maddingley VIC 3340 Australia

Investment Property in Maddingley, Melbourne, Victoria
 
 
 
 
 
 
 
 
NRAS
This investment property is eligible for the National Rental Affordability Scheme (NRAS): Government backed 10 year rental incentive.

House   2A Peelmans Lane

Select Investment Property: 

Physical Attributes

Status: Available Compass: North-West of Melbourne
Aspect: North Title: Free Hold
Bedrooms: 2 + Study Bathrooms: 2 (1 Ensuite)
 
House Area: 160 sqm Land Area: 357 sqm
Elevation: 105.1m above sea level
Views: Furniture Package: No
Parking: 1 Lock up Garage
Start Date: 01/12/2011 Completion Date: 01/05/2012
 
Special Needs: No 
On-Site Manager: No
Inspection Times: Appointment Only
 
Investment Property Overview
This is a house property within the Rivergum Place project. Other features include air conditioning and stainless steel appliances. The development has security parking.

Ethan is building this new home which is due to be completed in May 2012. The design, sizes, colours and inclusions have been specifically chosen to meet curent market demands. Ethan has also obtained NRAS incentives for the homes, that will provide for an excellent investment opportunity over the next 10 years.

The townhouse adjoins and has great views over the Werribee river, with direct river frontage to the rear of the home and outlook is outstanding. Centrally located the development is in a well sought after area in the middle of Bacchus Marsh.

The construction has already commenced and the package will be sold under 1 single contract, 5% deposit payable and the remaining after the home is complete

Investment Information

Costs

Price: $320,000 Stamp Duty: $2,630
 

Capital Growth

 
Capital Growth
Historical capital growth data provided updated at the end of Q1 each year.

Population Changes

 
Historical Population Change
Historical data provided by the Australian Bureu of Statistics (ABS) and updated at the end of Q1 each year.
8.12% p.a. (Historical) 1.67% p.a. (Historical)
8.22% (2011) n.a. (2011)
6.66% p.a. (5 year predictive)
 
 
Investment Returns
Various units of measurement for investment property performance.

Investment Returns

 
Total Return
The sum of 'Predicated Capital Growth' and 'Gross Yield'.
Total Return: 13.41%
Gross Yield: 6.75%
 
Gross Yield
Annual rental income as a percentage of purchase price BEFORE factoring expenses.
 
Weekly Cash Flow
The weekly cash flow the investment averages over 10 years.
Weekly Cash Flow: $115
Net Yield: 5.43%
 
Net Yield
Annual rental income as a percentage of purchase price AFTER factoring non-finance expenses.
Market Rent: $320 per week.
 
 
Levies
Recurring expenses associated with owning the property which the landlord is generally required to pay. These are estimates provided by the lister of the property and are factored into all performance calculations.

Levies

Council: $1,200 p.a. Water: $600 p.a.
Strata Fee: $0 p.a.
 
Expenses
Management Fee$1597
Land Lord Insurance$350
Maintenance$450
Strata$0
Council$1,200
Water$600
Year 1 Expenses$4,197
10 Year Average$4,947
Expenses are indexed to CPI.
Expenses: $4,197
 
 
Investment Assumptions
These are the values that have been used or entered by you at the top of the page to perform the calculations.

Your Investment Assumptions

Total Income: $85,000
 
Loan Amount
Price:$320,000
+Stamp Duty:$2,630
+Conveyancing:$950
+Dep. Report:$575
+Closing Costs:$0
+Loan Costs:$1,621
-Cash Invested$0
Loan Amount$325,776
Loan Amount: $325,776
Rent Per Week: $320 Rental Vacancy Rate: 4.00%
Interest Rate: 6.75% Inflation Rate: 3.6%
Cash Deposit: $0 NRAS: Yes
 

National Rental Affordability Scheme (NRAS)

Credit: $9,524 Less Audit Managers Fee: $714
Rent Discount of 20% to $256 per week.
 
Discounted Rent
Market Rent$320
NRAS Discount20%
Discounted Rent$256
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